Wikipedia’s definition of skimming refers to a form of white-collar, a slang term that refers to taking cash “off the top” of the daily receipts of a business (or from any cash transaction involving a third interested party); the formal legal term is defalcation. Last fall, two brothers from Bulgaria were charged in U.S. federal court in New York with using stolen bank account information to defraud two banks of more than $1 million.